Creditplus Car Finance

Creditplus is a leading provider of car finance to consumers in the UK. We can help normal people with varying levels of credit history from prime right through to sub prime credit ratings. Our relationship with a large number of leading lenders allows us to get our customers the best possible finance rate depending on their credit rating.

Creditplus can help get you funded for between £3,000 and £50,000 so you can obtain the perfect car for your needs. Our car finance is offered at incredible rates which start at just 7.9% APR. This means you will not only get your dream car, but you will also pay less for it.

Creditplus offers car finance which is different from a personal loan. With car finance you will not be paid the money directly into your account. Instead the loan amount is paid directly to the dealer when you purchase the car. Because of this you to will only be able purchase the car from a reputable dealer which helps to save guard you against buying poor quality cars.

Instant Decision

We are the only online car loan provider in the UK who can offer you an instant decision when you apply for car finance. We have built a unique system which allows us to perform just one credit search on you and then compare you credit profile to the various criteria’s set by our lending panel. We will match you profile to the available lenders and find you the best deal. This is a different approach than is used by many car finance providers who will propose you multiple times to different lenders, meaning you may have foot prints left on your credit file which may damage your application or future applications for finance.

Loan Calculators

To make the process of finding a loan amount that will suit your circumstances simple we have created car loan calculators. One of these calculators will show you how much you should be able to afford to borrow based on your salary. The other will show you how much your monthly payments are likely to be for the amount you want to borrow. This should help you to fully understand how much you will need to spend each month to get your perfect car in the UK.

Friendly and helpful sales advisors

We have dedicated sales advisors who will be able to help you through every step of your car finance application. They will explain to you how the loan agreement will work and will help source you a vehicle. This means they will even help negotiate the amount you will pay for the car with the dealer making sure you get the best possible price for your new car.

We source the vehicle

Knowing what car you want is fairly easy. Actually finding the perfect car at the right price is hard work and can be very time consuming. This is why we will search through thousands of cars to find you exactly what you want. It doesn’t matter what requirements you have, we will be able to help.

About Creditplus

Creditplus work closely with a range of lenders which enables them to offer brilliant levels of finance. Creditplus are fully regulated by the FSA which means you can use our service with confidence that you will get a fair deal. We are also fully compliant with the SECCI legislation. This means you can use our service with the confidence that you will get the best possible deal.

Creditplus Car Finance